Expand Your Pipeline with Non-Prime Loan Products

Purchase, refinance and cash-out available

Give your business the boost it needs by adding Non-Prime loans
to your product mix of offerings to your clients.

NON-PRIME LOAN PROGRAM HIGHLIGHTS*

  • Purchase, refinance and cash out loans available
  • Loan amounts up to $1.5 million
  • Minimum credit score of 500 (75% LTV)
  • Maximum 85% LTV with no MI (purchase and refinance loans)
  • Maximum 80% LTV with no MI (cash out refinance loans)
  • Debt-to-income up to 55%
  • Recent credit events** OK
  • Primary, second homes, investment properties OK
  • Non-warrantable condos OK
  • 30 year fixed, 5/1 and 7/1 ARMS available
  • Cash out financing can be applied to meet reserve requirements

Contact me - I'd like to Become an
Approved Broker!

If you are an approved broker you can to login to BrokerIQ here.

*Non-Prime product requirements vary depending on the consumer’s credit grade, LTV, DTI, and FICO scores and may require reserves from 3 to 6 months. Ask your Loan Officer for additional details and requirements. Not available in AK, MA, ND, and WV.

**Credit events include, but are not limited to, recent late charges (allows 1 late within last 12 months); foreclosure; short sale; deed-in-lieu and modifications (24 month
seasoning requirement), or bankruptcy (12-24 month seasoning requirement based on credit grade).