Purchase, refinance and cash-out available

Give your business the boost it needs by adding Carrington Flexible Advantage (Non-Prime) loans to your product mix of offerings to your clients.


  • Purchase, refinance and cash-out loans available
  • Loan amounts up to $2 million
  • Up to $750,00 cash-out
  • Minimum credit score of 500 (75% LTV)
  • Maximum 85% LTV with no MI (purchase and refinance loans)
  • Maximum 80% LTV with no MI (cash out refinance loans)
  • Debt-to-income up to 55%
  • Recent credit events** OK
  • Primary, second homes, investment properties OK
  • Non-warrantable condos OK
  • 30 year fixed, 5/1 and 7/1 ARMS available
  • Cash out financing can be applied to meet reserve requirements

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Approved Broker!

If you are an approved broker you can to login to BrokerIQ here.

*Carrington Flexible Advantage product requirements vary depending on the consumer’s credit grade, LTV, DTI, and FICO scores and may require reserves from 3 to 6 months. Ask your Loan Officer for additional details and requirements. Not available in AK, MA, ND, and WV.

**Credit events include, but are not limited to, recent late charges (allows 1 late within last 12 months); foreclosure; short sale; deed-in-lieu and modifications (24 month
seasoning requirement), or bankruptcy (12-24 month seasoning requirement based on credit grade).